The offer sounds almost clerical. Strangers send money to your personal card. You buy crypto on a large exchange. You forward the coins to another card or wallet. You keep five to eight percent. You never share passwords. From the bank’s point of view you are a transit account: inbound transfers from many people, quick cash-to-crypto conversion, outward sweeps, little balance left. That pattern is how money-mule networks hide the origin of funds — often theft, romance-scam proceeds or other crime.
A honest business does not need to pay a retail stranger nearly a tenth of every flow to press a few buttons; licensed payment firms are cheaper. Organisers stay invisible while your name sits on the statements. “I didn’t give anyone codes” does not erase the economic role you played. Banks may freeze cards, demand explanations and escalate. Prosecutors in many countries increasingly treat willing mules as participants, not only witnesses.
Decline the percentage. If you already moved funds this way, stop, keep records, and use the help pages to report rather than taking a second “cleanup” job from the same crew.
Start at Get help. Ignore anyone who then sells paid recovery.
This article is for general information only. It is not legal or financial advice. Details change. If you have lost money, contact your bank or card issuer and use the routes on the help pages.